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Ask The Experts


WDBO's Ask the Experts programs are an invaluable source of information and professional advice in many categories. Call in at 407-297-9696 or 855-297-9696.

SATURDAY

GATHER YOUR PLANTS AROUND THE RADIO!    'The Garden Rebel', Vince Sims, is your host answering questions about plants, trees, shrubs, landscaping, flowers, pesky varmits, and anything else of this 'nature'. 
Hear In the House with Ken & Jared Saturday’s from 8am - 9am
Tune in every Saturday at 9am and listen as we help you get your investments in order!
Central Florida's longest running home improvement radio show features the best talent in the home improvement industry. Hear it Saturday’s from 10am - 11am 
Join Attorney Tom Olsen and his team of lawyers every Saturday morning at 11 for free legal information and advice in all areas of the law. During the show, Mr. Olsen also has lawyers and professionals standing by at his office to give you free advice at 407-423-5561. 
Hear The Loveland Report Saturday’s from Noon - 1pm 
Listen Saturday 1pm - 3pm and Sunday Noon - 2pm for the Guarding Your Nest Egg radio show, where Mike Lester provides Floridians with the latest financial retirement strategies and lifestyle tips you need to know.
Helping you figure out what's wrong with your automobile!Call the show: 844-220-0965 'The Magic Mechanic', Larry Perry, hosts this call-in talk show and answers listener's questions in layman's terms concerning automobile problems and repair procedures for virtually every year, make and model of car or truck. Larry says his goal is to educate listeners on vehicle maintenence and repair so they can be educated customers of auto repair shops, rather than victims. Tune in for money saving advice as well as tips for making your vehicle last as long as it should! Listen to Last week’s show: Hour #1 Hour #2 Contact the Magic Mechanic: 1432 Lee Road Orlando, FL. 32810 Phone: (407)629-2661 Email: majicmech@aol.com Thanks to our sponsors: Amsoil - The first in synthetics Car-O-Van - The quality goes on before the car goes out! Jasper Engines and Transmissions - See why Jasper is the best alternative to extend the life of your vehicle Orlando Auto Upholstery - Custom auto interiors in the Central Florida area
Hear The Pool Fanatics Saturdays 5pm - 6pm
Every weekend tune in to hear Dr. Patrick St. Germain discuss how you can lose up to 30-40 pounds naturally, safely, effectively and affordable. Dr. St. Germain will discuss how you can lose up to 30-40 pounds without drugs, pills, shots, or pre-packaged products. During most shows, Dr. St. Germain will interview actual patients so you can hear directly from those who are currently on the program and from those who have already completed the program. At Burn Fat Orlando, weight loss professionals will work with you one-on-one to create a personalized and individualized weight loss profile and conduct a Body Composition Analysis so your program fits you perfectly. From teens to seniors, Burn Fat Orlando takes a customized approach to weight loss. New moms, vegetarians, people with diabetes, high blood pressure and/or cholesterol, gluten intolerances, and many others can safely lose weight with Burn Fat Orlando. Call Dr. St. Germain and his team of professional consultants at 855-889-THIN to review this incredible program. About Dr. St. Germain:  Has been serving Central Florida for over 23 years  Voted #1 Chiropractor 3 years in a row - 2010, 2011, & 2012 by the citizens of Apopka  Actively involved in community and church organizations  Author, speaker, radio personality  Listen to the most recent show here. Have a question or a topic you want us to cover? Let us know by emailing with this link! Phone: (407) 889-3223  Website: www.BurnFatOrlando.com
From his opening greeting of 'Long Ashes' to the national cigar lightation and libation ritual, Cigar Dave---- America's Alpha Male---provides his loyal lieutenants with current news and information regarding cigars, spirits, and the Alpha Male lifestyle.

SUNDAY

Whether you have been listening to us for years or just stumbled onto this page, we are glad you are here. We have a simple belief that drives everything we do here at Let’s Talk Future: Everyone deserves the truth about money, and armed with the truth anyone can achieve financial success. Our weekly radio show and our financial planning practice cut through the noise and non-sense about money and give you the tools you need to build wealth, invest for the future, and put a plan in place.   Title: Let’s Talk Future  Hosted by: John McCann and Michael Clark  Topics: Retirement, Investing, Social Security, and Financial Planning.  Listen Live: Sundays from 9 a.m. to 10 a.m. on News 96.5 WDBO  Listen to past shows: www.LetsTalkFuture.com/Blog or check out the podcast on ITunes: https://itunes.apple.com/us/podcast/lets-talk-future/id1076120083  Get advice: www.LetsTalkFuture.com    Time and time again we see the same things happening. People fail to get educated and miss opportunities, or they know what to do but fail to take action. That's why we’ve made it our mission to help Florida residents learn the truth about money and inspire them to take action. If we can give you some advice visit www.LetsTalkFuture.com.    Facts about your Hosts:  Dave Ramsey Smart Vestor Pro  Certified Financial Planners  Offices in Orlando and Jacksonville
Hear the Dewitt Law Review Sunday from 10am - 11am 
YOUR BEST SOURCE FOR WELLNESS ADVICE: Join Chiropractor, Dr. Jeff Shebovsky every Sunday morning at 11am for free, realistic advice on how to achieve full body balance and maximum health. During the show, Dr. Jeff gives you “the whole truth and nothing but the truth” on the latest, most up to date information on various health and wellness topics. You’ll love the fast pace and fascinating tips to stay healthy on Central Florida’s first show about how you can take control of your life and make your way back to a healthy body and mind. You are even invited to email your wellness questions to Dr. Jeff. Also, Monday through Friday, 9-7 our offices are open to schedule an appointment that best fits your schedule by calling (407) 287-5122 or visiting our website at OrangeWellness.com With his integrated approach to healthcare, in addition to helping thousands of patients over since 1994, Dr. Jeff Shebovsky will be answering health and wellness questions on his “Back to Wellness with Dr. Jeff” show live on the air. He is passionate about explaining true health in a way that is easy to understand and even follow on your own. For decades, he has done this for his patients. Now Dr. Jeff Shebovsky wants to take it to the next level and have the most commonly asked healthcare questions and the answers available to Orlando and Central Florida, on his “Back to Wellness” show. Finding your way back to good health has never been easier. Live your best life yet and get Back To Wellness using practical health advice from Dr. Jeff every week. CALL FOR A FREE CONSULTATION TODAY! Contact: Orange Wellness OrangeWellness.com 407-287-5122
Join hosts David Leavitt and Andre Klass Sunday from 2pm - 3pm as they discuss everything from computers and networking, explore the current tech trends, and discover ways to make your electronics world more affordable! 
Hear Stages of Life with Dr. David Klein Sunday 3pm - 4pm 
Welcome to Online Trading Academy Orlando  We’re proud to serve our community by offering you the best in financial education at our state-of-the-art center. Since 1997, Online Trading Academy has been committed to teaching the skills you need to make smarter investment decisions by using our Patented Supply and Demand Strategy. Trade with the confidence of the pros as you learn from experienced, professional traders who deliver personalized hands-on instruction.  Many of our students come to us having one or more of the following concerns and/or needs: Not satisfied with their current income from work Not prepared for retirement Not prepared for changes in the market or a market correction Unsatisfied with returns in their investment and retirement plans Would like to learn how to trade like professionals and institutions  We invite you to join us for an upcoming half-day workshop to learn more about Online Trading Academy and how we can help you achieve your financial goals. Please go to our website to learn more about us and our schedule of upcoming workshops. You can also learn more about Online Trading Academy Orlando by listening to Online Trading Academy Radio every Sunday at 4pm. Tune in this Sunday to learn more.

The Latest Headlines You Need To Know

  • As President Donald Trump’s former personal lawyer was sentenced to three years in prison on Wednesday by a federal judge, prosecutors in New York revealed that the publisher of the National Enquirer tabloid, American Media Inc., had admitted paying $150,000 to a former Playboy model, in order to insure that her story of an affair with Mr. Trump would not become public before the 2016 election. “AMI admitted that it made the $150,000 payment in concert with a candidate’s presidential campaign, and in order to ensure that the woman did not publicize damaging allegations about the candidate before the 2016 presidential election,” the U.S. Attorney’s Office for the Southern District of New York stated. The feds made clear the financial transaction was completed for only one reason: “AMI further admitted that its principal purpose in making the payment was to suppress the woman’s story so as to prevent it from influencing the election,” read the “Statement of Admitted Facts” agreed to by the feds and AMI. The candidate involved in the story was President Trump – the person helping negotiate the deal was Cohen, and the head of AMI was Trump ally, David Pecker. In the ‘Admitted Facts’ laid out on Wednesday, Pecker acknowledged having a meeting around August of 2015 with Cohen – and one unidentified member of the Trump campaign – in which “Pecker offered to help deal with negative stories about that presidential candidate’s relationships with women, by among other things, assisting the campaign in identifying such stories so they could be purchased and their publication avoided.” That’s what happened with the case of Karen McDougal, a Playboy model who has claimed she had an affair with the President. In June 2016, McDougal thought she was selling the rights to her story to be published in the National Enquirer – instead, AMI was looking out for the President. “Following the interview, AMI communicated to Cohen that it would acquire the story to prevent its publication,” the feds stipulated about AMI’s role. The U.S. Attorney’s office announced that officials had agreed not to prosecute AMI for that $150,000 transaction on behalf of Cohen and President Trump, even though it amounted to a violation of federal campaign finance laws. SDNY says it reached a non-prosecution agreement with AMI in connection with the $150k McDougal payment. 'AMI further admitted that its principal purpose in making the payment was to suppress the woman’s story *so as to prevent it from influencing the election.'* pic.twitter.com/NpP1uGGyZC — Natasha Bertrand (@NatashaBertrand) December 12, 2018 Pecker’s role in the McDougal story did not end with the $150,000 payment, as in the late stages of the 2016 campaign, Cohen moved to buy the ‘limited life rights’ to the McDougal story from AMI for $125,000. But in October of 2016, Pecker backed off – even after signing an agreement with Cohen which utilized a fake payment explanation through a shell company set up by the President’s personal lawyer. “At no time did AMI report to the Federal Election Commission that it had made the $150,000 payment to the model,” prosecutors wrote, saying that “AMI knew that corporations such as AMI are subject to federal campaign finance laws.” In other words – the feds saw this hush money transaction as a contribution to President Trump’s campaign – by keeping the women’s story out of the headlines. Reporters immediately went back to 2016 to dig up denials by AMI that it had been involved in these kinds of actions. American Media to WSJ in 2016: 'AMI has not paid people to kill damaging stories about Mr. Trump.' Fed prosecutors in 2018: 'AMI admitted that it made the $150,000 payment…in order to ensure that the woman did not publicize damaging allegations about the candidate.' — Joe Palazzolo (@joe_palazzolo) December 12, 2018 The process is known as “catch and kill” – and was documented just before the election by the Wall Street Journal, and then in recent months by the New Yorker magazine. It was not immediately clear if AMI – and Pecker – were in a position to offer other important information to investigators about President Trump and/or his campaign. “The writing’s on the wall,” said Rep. Denny Heck (D-NV) of the President’s legal situation on CNN. “The walls are closing in.”
  • A Kentucky woman is behind bars after police say she killed her newborn baby. According to WKYT, Amber Bowling, 21, of Manchester, has been charged with murder after police say she hid the infant in a garbage bag, then threw the child 'over the upstairs banister' of an apartment building. Police said the baby, born Sunday, was found dead Tuesday morning, WAVE reported. According to the autopsy, the newborn suffered fractures to the cranium and ribs, as well as brain bleeding, WLEX reported. >> Read more trending news  Bowling, who was arrested Wednesday, is being held in the Clay County Detention Center, according to WAVE. Read more here or here.
  • With more evidence of election fraud still surfacing in the race for North Carolina’s Ninth Congressional District, the legislature in the Tar Heel State voted on Wednesday to give new powers to the state elections board, allowing the panel to call for an entirely new election – including a new primary – possibly allowing Republicans to field a new candidate for the seat in 2019. No action on the race – in which Republican Mark Harris defeated Democrat Dan McCready by just 905 votes – has yet been taken by the North Carolina State Board of Elections, which is set to hold a new hearing before December 21; the Governor must decide whether to sign this new bill by December 22. The actions by the state legislature came as new evidence has emerged of possible absentee ballot fraud, including charges that a GOP operative may have been in possession of hundreds of ballots, and that preliminary totals of absentees in one county were tallied before Election Day, a violation of state law. Well, looks like there will be a primary in the #nc09 after all #StayTuned pic.twitter.com/aDJXnURV1I — Michael Bitzer (@BowTiePolitics) December 12, 2018 Under North Carolina law as currently written, the board of elections can only order a new election with the same candidates involved – but Republicans are worried that Harris – who also faces questions about possible fraud in the GOP primary – might be too tainted because of his ties to McRae Dowless, who was running some kind of absentee ballot operation in rural Bladen County for the Harris campaign. While Harris lost the absentee-by-mail votes across the Ninth District to Democrat Dan McCready, Harris on 61 percent of those votes in Bladen County – even though registered Republicans cast only 19 percent of those specific ballots. Stories have also emerged in recent days from people who did work for Dowless, saying that he had hundreds of absentee ballots in his possession, something which is illegal under North Carolina law. Dowless has been accused of not only collecting ballots, but also possibly tampering with, and discarding them. While Harris has denied knowledge of any absentee ballot operation, the GOP winner has been quiet about the almost daily drumbeat of new information, save for a video statement made several days ago. BREAKING: We have obtained a photo of Mark Harris and McCrae Dowless together. The picture was taken in March at a political event in Bladen County. The person who took the photo has asked us to not identify them. #NC09 #ncpol @wsoctv pic.twitter.com/v4w9L6GwAa — Joe Bruno (@JoeBrunoWSOC9) December 12, 2018 If the North Carolina elections board decides to hold a new election, it would probably take months for the primary and general election – leaving that seat vacant as the 116th Congress convenes in January. So far, Democrats have not indicated whether they will investigate the election fraud questions from the November election, along with questions about possible absentee ballot fraud in the GOP primary, which saw Harris win an astounding 95 percent of the absentee-by-mail ballots in Bladen County, as he defeated incumbent Rep. Robert Pittenger (R-NC). Pittenger has not said if he will run again, but has raised questions about Dowless and possible fraud.
  • Winning over the votes of a last rebel group of House Democrats, Nancy Pelosi said Wednesday evening that she would agree to serve no more than four years as Speaker of the House, accepting a plan from younger lawmakers in her party which would limit senior House leadership to a maximum of eight years in those high profile positions. “I am comfortable with the proposal and it is my intention to abide by it whether it passes or not,” Pelosi said in a statement, as Democrats planned a vote by mid-February on the term limit plan. Pelosi’s agreement seems to pave the way for her to bring on board a final group of Democrats who had demanded an overhaul of their party’s leadership in the House, which is dominated by lawmakers – like Pelosi – who are in their 70’s. “I firmly believe that the reforms we have advocated for will create advancement opportunities for the next generation of Democratic leaders and will strengthen our Caucus,” said Rep. Linda Sanchez (D-CA). “I have pushed for new leadership because I want to see generational change in the Democratic Caucus,” said Rep. Earl Perlmutter (D-CO). “We will support and vote for Nancy Pelosi for Speaker of the House in the 116th Congress,” a group including Perlmutter and six other Democratic holdouts said in a statement. BREAKING: Rep. Nancy Pelosi of California, a Democrat, says she'll serve no more than four years as House speaker, all but ensuring she'll be elected to the post in January. — AP Politics (@AP_Politics) December 12, 2018 While Pelosi had easily won a vote of House Democrats after Thanksgiving to be the next Speaker, there were still questions about whether she could secure 218 votes on the floor of the House in January. This agreement will seal the deal, as Pelosi said she would serve no more than four more years as Speaker. Pelosi is the first House member to serve as Speaker – then see her party lose the minority, and return as Speaker – since Sam Rayburn did that in the mid-1950’s. While Republicans in the House had embraced term limits for committee chairs, the GOP had not applied those limits to the Speaker. Pelosi had expressed confidence that she would be able to grind out enough votes to win a floor showdown as Speaker, but in the end, she decided to cut a deal to end any suspense. “Over the summer, I made it clear that I see myself as a bridge to the next generation of leaders,” Pelosi said in a statement, “a recognition of my continuing responsibility to mentor and advance new Members into positions of power and responsibility in the House Democratic Caucus.”
  • A federal judge in New York sentenced President Donald Trump’s former long-time attorney Michael Cohen to 36 months in prison on Wednesday after he pleaded guilty to several charges earlier this year. >> Read more trending news Cohen, 52, admitted to lying last year to Congress in connection to a Trump Tower deal in Moscow after prosecutors with special counsel Robert Mueller’s team charged him with making false statements. >> Michael Cohen pleads guilty to making false statements to Congress He also pleaded guilty in August to eight charges including multiple counts of tax evasion and arranging illicit payments to silence women who posed a risk to Trump's presidential campaign. >> Trump was implicated in two felonies: What does that mean? Update 6:00 p.m. EST: President Donald Trump refused to answers questions about his former attorney Michael Cohen Wednesday after signing an executive order in the Roosevelt Room at the White House. CNN is reporting Trump ignored reporters’ questions about Cohen’s three year prison sentence handed down Wednesday in New York. CNN also reported, citing inside sources, that Trump is “seething” over the Cohen case and, again, called him “a liar.” Update 1:55 p.m. EST: Cohen prompted American Media Inc. to purchase the rights to Karen McDougal’s story about an affair she claims she had with Trump years before the 2016 presidential election, federal prosecutors with the Southern District of New York confirmed Wednesday. McDougal claimed she had a nearly year-long affair with Trump in 2006 and 2007. The rights to her story were bought in August 2016 by American Media, the publisher of the National Enquirer, the Wall Street Journal reported in July, McDougal’s story was never published. Prosecutors said Wednesday that officials previously reached a non-prosecution agreement with American Media Inc. Company officials admitted to making the $150,000 payment “in concert with a candidate’s presidential campaign and in order to ensure that the woman did not publicize damaging allegations about the candidate before the 2016 presidential election. Cohen also paid adult film star $130,000 in exchange for her silence about an alleged sexual encounter she says she had with Trump in 2006. Prosecutors said Cohen was reimbursed for his payment to Daniels in monthly installments “disguised as payments for legal services pursuant to a retainer, when in fact no such retainer existed.” “Cohen made or caused both of these payments in order to influence  the 2016 election and did so in coordination with one or more members of the campaign,” prosecutors said in a news release. Update 12:45 p.m. EST: U.S. District Judge William Pauley said Wednesday that Cohen’s cooperation with prosecutors 'does not wipe the slate clean' of his crimes. Pauley sentenced Cohen to serve three years in prison for crimes including tax evasion, lying to Congress and arranging illicit payments to silence Daniels and McDougal. Cohen’s former attorney, Lanny Davis, said in a statement released Wednesday that Cohen “continues to tell the truth about Donald Trump’s misconduct over the years.” “Mr. Trump’s repeated lies cannot contradict stubborn facts,” Davis said. “Michael has owned up to his mistakes and fully cooperated with Special Counsel Mueller in his investigation over possible Trump campaign collusion with Russian meddling in the 2016 election.” Trump has accused Cohen of lying to authorities in order to get a lighter sentence and denied any wrongdoing. >> Cohen pleads guilty to 8 charges, says Trump told him to pay off Stormy Daniels, Karen McDougal Update 12:15 p.m. EST: Cohen will be required to surrender to authorities on March 6 to serve the 36-month sentence handed down Wednesday, Bloomberg News reported. U.S. District Judge William Pauley III also required Cohen forfeit $500,000 and pay $1.4 million in restitution and $50,000 in fines, the news site reported. >> More on Robert Mueller's investigation  Update 12:05 p.m EST: U.S. District Judge William Pauley III sentenced Cohen to 36 months imprisonment and three years of supervised release after he pleaded guilty to eight charges in New York over the summer, Newsday reported. He was sentenced to two months for lying to Congress. The sentence will run concurrent with the New York sentence. “Cohen pled guilt to a veritable smorgasbord of fraudulent conduct,' Pauley said before handing down the sentence Wednesday, according to CNN.  Pauley credited Cohen for his cooperation with Mueller's team, however, he added that as an attorney, 'Mr. Cohen should have known better,' Newsday reported. Update 11:50 a.m. EST: Cohen said he takes “full responsibility” for the charges he's pleaded guilty to while addressing the court Wednesday. “This may seem hard to believe but today is one of the most meaningful days of my life,” he said, according to CNN. “I have been living in a personal and mental incarceration ever since the day that I accepted the offer to work for a real estate mogul whose business acumen that I deeply admired.' Update 11:45 a.m. EST: Assistant U.S. Attorney for the Southern District of New York Nicolas Roos said Wednesday that Cohen's crimes carried a 'tremendous societal cost,' CNN reported. “In committing these crimes, Mr. Cohen has eroded faith in the electoral process and compromised the rule of law,” Roos said. Update 11:35 a.m. EST: Jeannie Rhee, an attorney for special counsel Robert Mueller's team, said in brief comments in court Wednesday that Cohen provided investigators with 'credible information' related to the investigation into Russian election meddling, Newsday reported. 'Mr. Cohen has sought to tell us the truth, and that is of utmost value to us,' Rhee said. Update 11:15 a.m. EST: Cohen's attorney, Guy Petrillo, said in court Wednesday that Cohen cooperated with special counsel Robert Mueller’s office 'knowing that he'd face a barrage of attack by the president,' according to the Courthouse News Service. Petrillo said Cohen “offered evidence against the most powerful person in our country,” CNN reported. Update 10:55 a.m. EST: Cohen arrived at the federal courthouse in Manhattan early Wednesday ahead of an 11 a.m. sentencing hearing before U.S. District Judge William Pauley III. Original report: Federal prosecutors in New York have asked that Cohen receive a “substantial prison term” of around four years, saying in a court filing last week that he'd failed to fully cooperate with investigators and overstated his helpfulness. Cohen’s attorneys have argued for leniency, arguing that some of Cohen's crimes were motivated by overenthusiasm for Trump, rather than any nefarious intent. >> From Cox Media Group's Jamie Dupree: Feds: Manafort lied to prosecutors, Cohen should get jail time  The president has denied that he had affairs with either McDougal or Daniels, but prosecutors said Cohen orchestrated payments to the women at Trump’s direction. On Monday, the president wrote in a tweet that the payments were “a simple private transaction,” and not a campaign contribution. Trump said that “even if it was” a campaign contribution, Cohen should be held responsible. “Lawyer’s liability if he made a mistake, not me,” Trump wrote. “Cohen (is) just trying to get his sentenced reduced. WITCH HUNT!”  >> From Cox Media Group's Jamie Dupree: Denouncing Cohen, Trump disputes campaign link to payoff of women A sentence of hard time would leave Cohen with little to show for his decision to plead guilty, though experts told The Associated Press that Wednesday's hearing might not be the last word on his punishment. Cohen could have his sentence revisited if he strikes a deal with prosecutors in which he provides additional cooperation within a year of his sentence, said Michael J. Stern, a former federal prosecutor in Detroit and Los Angeles. 'Few things spark a defendant's renewed interest in cooperating faster than trading in a pair of custom Italian trousers for an off-the-rack orange jump suit,' he said. The Associated Press contributed to this report.